Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
In simple terms, is a (joint) Business Account treated in the same way as a personal Account with regard to 'excessive charges' (interest/Fees)etc??
I am already in dispute over the charges and fees applied to my personal account which has been the subject of a great deal of 'collection activity' and has already attracted the attention of Trading Standards, who are as 'teed off' with the arrogant and bloody minded attitude of those little piggies at PrattWest as I am!!
However, due to the unexpected arrival of an 'Advice of Debit Interest' statement, I have now discovered that they have continued to apply interest to our Business Account since this matter became an issue in 2004!!!!
I cannot imagine just how much the balance on this account has risen to, but my best estimate is that it could be in excess of £10,000.....
All correspondence from them up to now has always targeted our personal account and I did 'CCA' them - over 2 years ago without any success..
Can someone PLEASE provide advice on how to proceed with this please ??