Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have an overdraft of £3000 with a current balance of £3576 and about £500 worth of impending charges. I also possess a current account with another bank that my wages are now paid into (fortunately).
I calculate that I owe them approximately £1800 and the rest is down to charges and interest applied on them.
I have taken other institutions to court previously and been successful so I know a fair bit about what to do.
I want to show a commitment to paying off the balance of what I owe them (50 to 100 a month) but at the same time leave the charges alone.
What is my best foot forward here given that i will continue to be charged £220 a month in charges? Should i just let it spiral?
Djswed v Lloyds
of £3000 with a current balance of £3576 and about £500 worth of impending charges. I also possess a current account with another bank that my wages are now paid into (fortunately).
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