Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i signed the used car order form to buy a car a week ago. now my financial situation has changed. the dealer is threatening me to buy the car. am i legally obliged to buy the car?
Write a civil letter explaining that you are now redundant etc; and are no longer in a position to purchase.
Don't beg, just say that under the circumstances you are cancelling the order.
It's a million to one that he will go ahead with court action and if he does, you can tell the judge why. No one can get blood from a stone, if you have no money then you have no money full stop.
Send you letter recorded delivery.
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
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One other thing Charlie. If you have ordered this car from a distance, ie; you haven't seen the car, then you will be able to reject it under the distance selling regulations.
That means you have to give no reason at all why you don't want it.
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
Thanks again Conniff. There was a 'considerable amount' of discount offered for the car on which i was not first interested. But considering the amount i thought why not. The salesperson used this and said this offer is only on that particular day only. If i want to secure the car he asked me to put a deposit. I deposited £50 without taking the test drive and told him i would come back next day for test driving. After the test driving i noticed an accident part which he said that he would repair it me. All this took place on last Saturday and Sunday. The salesperson asked me to take insurance to buy the tax disc, which i also did on wednesday. Only on friday night i found out that my financial situation would affect me buying this car and yesterday morning i told salesperson. Following that he threatened me over phone that his legal team and police will be involved if refuse to sign. I have cancelled my car insurance on that car today. This is the whole story.
This has nothing to do with the police so worry not on that, he's just trying to frighten you. The 'one day' offer is used by many sellers in all walks of life so you don't go home and have second thoughts and not go back. He obviously was making a profit on whatever he sold it for.
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
you are under no obligation to purchase the car and to be honest its worth writing a leter of complaint to OFT detailing the threats and if the dealer does ring, politely tell him to do one. I work for a massive car dealership and to be honest we have cancellations all the time due to peoples financial situations changing literally overnight and to be honest we always refund the deposit because when a persons circumstancies change for the better they will remember that and come back.
used car purchase
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