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I wrote to GE Money regarding my loans PPI which have been settled.
I got reply stating that because I took out loan from broker (Freedom Finance Plc) I should contact the broker regarding,
Forced to buy the ppi otherwise wont get loan
Was not given full detailed information
In need for urgent advice who is legally responsible or liable for miss sold ppi, broker or lender. Any advice will be much appreciated.
I wrote to GE Money regarding my loans PPI which have been settled.
I got reply stating that because I took out loan from broker (Freedom Finance Plc) I should contact the broker regarding,
Forced to buy the ppi otherwise wont get loan
Was not given full detailed information
In need for urgent advice who is legally responsible or liable for miss sold ppi, broker or lender. Any advice will be much appreciated.
My view is the claim should be against the signatory of the Consumer Credit Agreement.
So if GE money have signed the agreement and that agreement shows details of the PPI element of the loan then GE are the ones to claim against. If a broker has been involved then now doubt GE will have alledgedly got a better deal from a broker than they will be charging you on the Agreement form.
You will find though that GE will sidestep the issue by pointing you to the Broker to get your money and then the broker will point you back to GE. IMO it is all down to the CCA and who signed it. GE or the broker.
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
G E Money (First National) PPi
which have been settled.
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Originally Posted by NASLAM968
