Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default 6 month old charges!

    Hi

    I'm new here and I'm just looking for a little advice before I go into the bank tomorrow.

    I just received my monthly statement. On the bottom, where the charges are, rather than just listing any from the previous month it shows charges back in December, January and May. All in, £130 worth of charges (£25 of this was for this month, so that's £105 of 'old' charges)

    I've looked back through my statements. As far as I can see, they've already charged me once.

    Why are they charging me again?

    And are they allowed to charge me this far after the fact anyway?

    Thanks in advance

    ND


  2. #2
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    Default Re: 6 month old charges!

    Quote Originally Posted by Notata Dignum View Post
    Hi

    I'm new here and I'm just looking for a little advice before I go into the bank tomorrow.

    I just received my monthly statement. On the bottom, where the charges are, rather than just listing any from the previous month it shows charges back in December, January and May. All in, £130 worth of charges (£25 of this was for this month, so that's £105 of 'old' charges)

    I've looked back through my statements. As far as I can see, they've already charged me once.

    Why are they charging me again?

    And are they allowed to charge me this far after the fact anyway?

    Thanks in advance

    ND
    THis came up a lot on Moneysavingexpert so I emailed them at the end of last week and here is the response I got:

    "Thanks for your e-mail.

    We have begun and will continue over the next few weeks to collect charges on some personal banking accounts which were due to debit from January 2009 onwards. The transactions that incurred these charges may have occurred from as early as November 2008.

    Customers were notified as normal of any charges incurred and the date they would debit via their statement. However, these charges were not collected on the specified date but are now being collected from accounts.

    Customers may call to query any debits from their account on 0845 9724 724. We are available 8am to 9pm, Monday to Saturday.

    Regards "


  3. #3
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    Default Re: 6 month old charges!

    Just phoned them

    Boy, they have seriously bad customer service...

    Finally, finally got it reduced to £85 from £130. Still not completely happy though, as they admitted it was their error anyway!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE