Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm new here and I'm just looking for a little advice before I go into the bank tomorrow.
I just received my monthly statement. On the bottom, where the charges are, rather than just listing any from the previous month it shows charges back in December, January and May. All in, £130 worth of charges (£25 of this was for this month, so that's £105 of 'old' charges)
I've looked back through my statements. As far as I can see, they've already charged me once.
Why are they charging me again?
And are they allowed to charge me this far after the fact anyway?
I'm new here and I'm just looking for a little advice before I go into the bank tomorrow.
I just received my monthly statement. On the bottom, where the charges are, rather than just listing any from the previous month it shows charges back in December, January and May. All in, £130 worth of charges (£25 of this was for this month, so that's £105 of 'old' charges)
I've looked back through my statements. As far as I can see, they've already charged me once.
Why are they charging me again?
And are they allowed to charge me this far after the fact anyway?
Thanks in advance
ND
THis came up a lot on Moneysavingexpert so I emailed them at the end of last week and here is the response I got:
"Thanks for your e-mail.
We have begun and will continue over the next few weeks to collect charges on some personal banking accounts which were due to debit from January 2009 onwards. The transactions that incurred these charges may have occurred from as early as November 2008.
Customers were notified as normal of any charges incurred and the date they would debit via their statement. However, these charges were not collected on the specified date but are now being collected from accounts.
Customers may call to query any debits from their account on 0845 9724 724. We are available 8am to 9pm, Monday to Saturday.