Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Dead woman charged for a service that does not exist!

    Hi all,

    I have just joined and I was wondering if some-one could give me some basic legal advice concerning a debt.

    I used to have a friend who occasionally stayed with me for free in exchange for me staying at her place for free (abroad). No rent was paid. We each had our own landline in my place. She paid her telephone bills and I paid mine.

    To put things in a nutshell she subscribed to a discounted telephone package Pipex on top of her BT landline and had a disputed bill with Pipex. Unfortunately she became very ill and while travelling in Europe and died. I infomed BT and they said no problem and switched the account on her phone over to me. (It's useful for me to have two phones)

    However Pipex have asked me to supply a Death Certificate so they can terminate the service on her line. I have told them I cannot supply one as she died abroad and her boyfriend will not speak to anyone because of grief and I should think a telephone account in the UK is the last thing on his mind at the moment. Pipex have also told me that they cannot talk to me about the account since I am not the account holder!

    The service was actually terminated technologically when I took over the BT phone line but Pipex keep sending bills to my house to a dead woman for a service that no longer exists! And the bill is getting larger each month!

    I have gotten Oftel involved and that did no good.

    I know this sounds a mad question but do I have any liability at all? If would seem not logically. However at this rate Pipex will keep on sending an escalating bill to my property, then pass it over to a debt collectionicon Agency and then maybe the bailiffsicon and it seems there is nothing I can do to stop this process.

    Can anyone give me any advice on this matter?

    I really would appreciate any advice as I am disabled and quite sick myself and this is causing my health to deteriorate further.

    I have tried the National Debt Line but can never get through. I just want to know about my liability - or not - for this "debt". And what do I do if the bailiffsicon come around?

    Many thanks for any help offered.

    Baffled Consumer


  2. #2
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    Default Re: Dead woman charged for a service that does not exist!

    You might be interested in this thread including a letter by ScarletPimpernel you might be able to edit and use.... - http://www.consumeractiongroup.co.uk...d-but-dca.html

    PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

    DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk...65-legislation

    IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

    I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

    IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.
    Before you decide,consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.


    Forum rules - http://www.consumeractiongroup.co.uk...ease-read.html

  3. #3
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    Default Re: Dead woman charged for a service that does not exist!

    I think a call/email to their local trading standards as well as an email to the OFT might be a good idea...

    PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

    DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk...65-legislation

    IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

    I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

    IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.
    Before you decide,consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.


    Forum rules - http://www.consumeractiongroup.co.uk...ease-read.html

  4. #4
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    Default Re: Dead woman charged for a service that does not exist!

    You have no liability whatsoever....

    PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

    DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk...65-legislation

    IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

    I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

    IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.
    Before you decide,consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.


    Forum rules - http://www.consumeractiongroup.co.uk...ease-read.html

  5. #5
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    Default Re: Dead woman charged for a service that does not exist!

    Quote Originally Posted by Baffled Consumer View Post
    I have tried the National Debt Line but can never get through.
    You wouldn't be liable.

    Best time to call NDL is 9am mon-fri and 9.30am on a sat (when they open!)


  6. #6
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    Default Re: Dead woman charged for a service that does not exist!

    Send the idiots this;

    Dear Cretins,

    May I suggest your client contacts the General Register Office (GRO) or either Faraday Tracing Bureau (FTB) or Tracesmart Ltd for a 'Mortality check'. For a fee they will supply death register information.

    Yours,


    Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

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    Default Re: Dead woman charged for a service that does not exist!

    Quote Originally Posted by cerberusalert View Post
    Send the idiots this;

    Dear Cretins,

    May I suggest your client contacts the General Register Office (GRO) or either Faraday Tracing Bureau (FTB) or Tracesmart Ltd for a 'Mortality check'. For a fee they will supply death register information.

    Yours,
    Great idea



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE