Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi, i have sent a letter a cheque to barclaycard to get my agreements and statements to claim back my money and read somewhere to allow 40 days, its been 40 days and had nothing although the cheque has been cashed whats my next step??
hi, i have sent a letter a cheque to barclaycard to get my agreements and statements to claim back my money and read somewhere to allow 40 days, its been 40 days and had nothing although the cheque has been cashed whats my next step??
If you sent a SAR and its been 40 days you can either send a letter to barclaysharks reminding them of there obligations or go direct to the ICO and make a complaint.
Link HERE Click on the "by email" link at the bottom and enter in the required details. They are running about 2-3 weeks before sending out acknowledgements by letter although you should receive an email confirmation sooner than that.
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
the cupboard under the stairs for five days a week.
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1,757
Re: whats next?
Originally Posted by kredda
hi, i have sent a letter a cheque to barclaycard to get my agreements and statements to claim back my money and read somewhere to allow 40 days, its been 40 days and had nothing although the cheque has been cashed whats my next step??
You beat me to it Shadow.... you must have been lurking in the background somewhere!!!
'Simples.'
Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....
They say money talks......mine just keeps saying "Goodbye"
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
the cupboard under the stairs for five days a week.
Posts
1,757
Re: whats next?
Originally Posted by kredda
it was asking for all statements and credit agreements
If you have asked for the agreement etc. Under s77/78 CCA 1974 then you should have received a reply within 12 + 2 days (allowing for postage)
If no reply is received within that timescale then they have not complied and you can then 'dispute the account' for non compliance.
If however you requested the documents under the DATA Protection Act then you follow the course that Shadow has suggested.
Depends which act you used to request the info as to which course of action you now take.
Spam..
'Simples.'
Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....
They say money talks......mine just keeps saying "Goodbye"
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
whats next?
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Originally Posted by kredda
