hello. Recently cca'd student loans for my OH and they replied with 2x illegible contracts. I wrote them and told them that the illegible copies breach the cca and require a legible copy. Theysend the same illegible copies plus a copy of an application form with legible terms and conditionsicon and pass my account to smith and lawson... Yadda yadda yadda.. We all know the story. However, they seem to concede to the fact that the contract is illegible by sending the legible and irrelevant application form. My oh is nearly 50.. Can he just write these buggers off? Does he still need to defer next time or what should he do?? They are chasing £260 in arrears for a late deferrment (guess what? The lost the deferment forms) and are charging the usual £10 per letter....