Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Baldyson -v- Monument / BC

    Quote Originally Posted by davefirewalker View Post
    Hi all

    I had a monument card, previously providian, and now a barclaycard. From my experience reclaiming charges and missold PPIicon they will take it to the wire...but will probably cave in before action. They did with me. I am now questioning the validity of the agreement. But thats another story

    basically Barclaysicon are very stubborn and pedantic, you will have a fight on your hands...but will win in the end

    rgds

    Dave
    newbie here, monument told me they had nothing to do with barclays, when i tried to invoke a payment break, i then phoned experian, who told me they were part of barclays, monument was the start of esculating fraud that has been happening, or is it just fraudelent internal fraud?


  2. #2
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

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    Default Re: Baldyson -v- Monument / BC

    Hi Baldyson,

    I've put your post into your own thread - please use this to discuss your case.

    Can you explain your query a bit more clearly please.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  3. #3
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    Default Re: Baldyson -v- Monument / BC

    thank you slick132, i am not to clever on some of theses sites, i will tell you some more later on today about what has been happening concerning monument.
    once again thank you.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE