Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
When you post seeking advice on your particular case/claim etc, It is important to post as much information as possible without the personal details of your case. Do not give names, initials, addresses or post codes, sort codes or account numbers, telephone numbers etc.
It is important to assist the site team members that you post all the relevant issues that you may have as this could have an important affect on how the team will advise you:
the list is endless but the more info we are supplied with the more easily an assessment can be made and assistance offered.
It could help the site team to give a more rapid and pointed response and enable them to advise on the way forward, or point you to the correct forum for futher advice.
Thank you
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Hi I am new to this site Iam selfemployed, and have a PPI single premium policy with Barclays took out in november 2006 loan 25,000 ppi premium loan 6,122.49 term 85 months at 6.270% Ifelt that if i did not take the insurance i would not get the loan.Iwent in bank before christmas to ask about it they said could take off PPI, but intrest would be 12.9 Iwas disgusted as i am a good customer and have a good credit rating. Ifeel that the PPI does not suit my needs Any advice please? thankyou
Hi I am new to this site Iam selfemployed, and have a PPI single premium policy with Barclays took out in november 2006 loan 25,000 ppi premium loan 6,122.49 term 85 months at 6.270% Ifelt that if i did not take the insurance i would not get the loan.Iwent in bank before christmas to ask about it they said could take off PPI, but intrest would be 12.9 Iwas disgusted as i am a good customer and have a good credit rating. Ifeel that the PPI does not suit my needs Any advice please? thankyou
Hello snibbo.
you will need to start your own thread in the main forum section. Just click on this link put in a suitable title and post your questions. This will give you your own thread to allow others to answer your posts without any confusion......
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Hello. Please can you direct me to the place to begin a new thread. This is my first post. I have been reading threads on this website for some time and would like say that it has sustained and informed me through months and months of harassment and intimidation from various debt collecting agencies. This forum has helped me to cope but this is still ongoing so I would like to ask for advice.
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
All new posters this is **important**
:
Reply With Quote
Originally Posted by snibbo
Re: All new posters this is **important**
so I would like to ask for advice.
