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8% interst i can claim aswell?


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I stupidly went feet first into all this and got my first 'poorly put' letter thrown back in my face. I have since done more research into getting my money back and have found this forum etc great help.....however i cant seem to find anything on the 8% interest I can claim aswell??? I have used the very helpful template spreadsheet thats in the forum and it's on there.

 

Also, I'm a premier account holder with RBOS and realise there's a £15 charge, so, should I take this off my spreadsheet for each £43 charge I have recieved for going over my overdraft or include this acknowledgement and create a seperate one for that???

Any help would be much appreciated as i don't wish to get bu*med anymore off the bank than i have done.

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Hi manu

 

you can only claim the interest if it goes to court and you get a judgement

 

if they settle out of court you lose the interest :-(

 

there is a spreadsheet available in the letters section

which helps you deal with it

 

yes you CANT claim for the £15 "service charge" so deduct them from the other charges

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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you can claim the contracual rate of interest the prelim stage ;) have a read of these threads

Why is no one claiming the contractual rate of interest???

A New Way of Looking at Interest

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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