Thread: 8% interst i can claim aswell?

I stupidly went feet first into all this and got my first 'poorly put' letter thrown back in my face. I have since done more research into getting my money back and have found this forum etc great help.....however i cant seem to find anything on the 8% interest I can claim aswell??? I have used the very helpful template spreadsheet thats in the forum and it's on there.

Also, I'm a premier account holder with RBOS and realise there's a £15 charge, so, should I take this off my spreadsheet for each £43 charge I have recieved for going over my overdraft or include this acknowledgement and create a seperate one for that???
Any help would be much appreciated as i don't wish to get bu*med anymore off the bank than i have done.

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Hi manu

you can only claim the interest if it goes to court and you get a judgement

if they settle out of court you lose the interest

there is a spreadsheet available in the letters section
which helps you deal with it

yes you CANT claim for the £15 "service charge" so deduct them from the other charges

Dave

you can claim the contracual rate of interest the prelim stage have a read of these threads
Why is no one claiming the contractual rate of interest???
A New Way of Looking at Interest