Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default looked at my report

    hi guys.. back.. not being on in about a month due to medical issues

    anyway looked at my report

    i had an old contract with 3 mobile which i refused to pay cause they wouldnt repair my phone, after they conned me out of paying over £80 for downloading a youtube video, the contract had about 2 month left on it and they have more than made there money from me - owed them £50 something pounds which has now being added £15 trace fee and sent to D CA

    got credit report, quite shocked to see they put a red mark next to my name once a month for about the last 7 months

    can they do this?

    grr wanna get rid of these guys can i do anything


  2. #2
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    andydd Highly informative andydd Highly informative andydd Highly informative andydd Highly informative andydd Highly informative andydd Highly informative

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    Default Re: looked at my report

    Quote Originally Posted by J a M e S View Post
    hi guys.. back.. not being on in about a month due to medical issues

    anyway looked at my report

    i had an old contract with 3 mobile which i refused to pay cause they wouldnt repair my phone, after they conned me out of paying over £80 for downloading a youtube video, the contract had about 2 month left on it and they have more than made there money from me - owed them £50 something pounds which has now being added £15 trace fee and sent to D CA

    got credit report, quite shocked to see they put a red mark next to my name once a month for about the last 7 months

    can they do this?

    grr wanna get rid of these guys can i do anything
    What do you mean by 'red mark' ?

    The short answer is prob 'no', you clearly admit that you owe them money, hence its been noted on your credit report.

    Andy


  3. #3
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    Default Re: looked at my report

    yes.. i "owe" them money

    but surely they cannot ad defaults to my profile month after month even after the contract has ended

    and why should i pay 3mobile for a service i could not recieve, there CS is crap, and i hate there service, they just refused to repair my phone and wanted to charge me, so i told them here to get off, there constant rip offs, i need not go into this further, but there attitude is disgusting


  4. #4
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    Default Re: looked at my report

    im registering to experian in any case, see how bad things are.


  5. #5
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    Default Re: looked at my report

    They default you 'month after month' as you owe them money 'month after month'. Irrespective of when the contract ended you still owe the money.

    Why did they refuse to reapir the phone and how did they 'con' you into dowloading a video?


  6. #6
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    Default Re: looked at my report

    Quote Originally Posted by J a M e S View Post
    yes.. i "owe" them money

    but surely they cannot ad defaults to my profile month after month even after the contract has ended

    and why should i pay 3mobile for a service i could not recieve, there CS is crap, and i hate there service, they just refused to repair my phone and wanted to charge me, so i told them here to get off, there constant rip offs, i need not go into this further, but there attitude is disgusting
    What exactly do you want ?. Your default removed ?.Thats not going to happen as you admit you owe them money, as unpleasant as CRAs are, they do have a purpose and in your case it may well be to tell future mobile companies not to start a contract with you becasuse there is a chance you'll stop paying them...phrases like constant rip-offs and their attitude is disgusting won't get you anywhere I'm afraid, there ARE valid reasons to have defaults removed but these won't apply to you.

    I do agree with you about 3, i too found them awful and ended up not paying and i too have a default BUT ill just have to live with it untill it becomes statute bared, i certainly wouldnt ever enter into another contract with them.

    Andy



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE