Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    mccarthybaby Novitiate

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    Cagger since
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    Default Settled cahoot credit card account, defaulted.

    Hi everyone. Am just finding my feet on here and trying to read as much as possible.

    I have got my credit file and have had a cahoot credit card, which i settled at a reduced rate. There is still a default listed on my credit file even though shows as settled? can i ask them to remove this now?
    Also can i still go back and claim any charges that may have been applied? And again what about PPIicon? would this be an option too if i had this taken out too.

    So my first point of call is to do a SARicon? is this correct - then a CCA?

    Sorry if this seems so waffled but really want to get this sorted?

    So if i get the CCA and this is an unenforcable agreement what happens as i have already settled this account?

    If this makes sense to you then hopefully you will be able to advise next xourse of action for me.

    Many thanks

    Leah


  2. #2
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Cagger since
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    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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    Default Re: Settled cahoot credit card account, defaulted.

    well you don't need to do a CCA, if you are going to SARicon then typically the CCA comes with in, esp if you ASK for it on the SARicon letter.

    now, ofcourse you dont need a cca in this instance as it is settled.
    as for the default, sadly it stays there for 6 yrsicon.


    yep, go claim them charges + int and also look on the PPIicon forum at the guidence thread and see if you can reclaim the PPI,, i bet you can

    good luck

    keep us informed

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE