Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    thecookiemonster Novitiate

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    Default Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    My sister in law always goes into Brighthouse and pays our weekly payments for us because she pays for her account at the same time and she always pays it every saturday afternoon, I have been a customer with Brighthouse for over 11 years and have never missed a single payment ever.

    They have phoned 2 saturdays recently asking why payment has not been made, this was around 12pm by the way, My sister in law doesn't go down to pay until around 1pm, I didn't appreciate being hassled because i have never missed a payment and my sister in law would have been on the way down to Brighthouse when they rang and they never used to ring here.

    Also today i got a phone again firstly asking me if i would like to pay by card over the phone, Also they said payment had to be made by closing time today, Yet again this was around 12pm before my sister in law went and paid my account around 1pm.

    I think that i have been treated badly recently by this company.


  2. #2
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    clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma's Avatar

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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    Although they are phoning you, they are not actually being so bad. Trust me, I have received some rather nasty calls from them in the past. If they call, hang up on them - they will soon get bored.

    I am not an expert, but I can give good advice about Brighthouse

    Am learning more and more about DCA's too

    I have no legal experience and all advice given is based on the knowledge I've gained from this site.

    <------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

  3. #3
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    thecookiemonster Novitiate

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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    Yes but they shouldn't be calling me and they don't need to, Look at my history, 11 years as a customer with not one missed payment!


  4. #4
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    perinatal Novitiate

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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    This company have been on sky news recently for harrassing people for payments....


  5. #5
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    clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma Authoritative clemma's Avatar

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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    I have no idea why they are calling you - as you are a good customer, maybe you could just ask them to stop. It may be that they are having a lot of problems collecting payments at the moment so are calling all customers. As long as they are ok with you, then I wouldn't worry too much about them

    I am not an expert, but I can give good advice about Brighthouse

    Am learning more and more about DCA's too

    I have no legal experience and all advice given is based on the knowledge I've gained from this site.

    <------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

  6. #6
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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    hiya clemma how are u ive not been on for a while i heard on the radio tho good job is there any news on how this went


  7. #7
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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    Quote Originally Posted by rubie08 View Post
    hiya clemma how are u ive not been on for a while i heard on the radio tho good job is there any news on how this went
    Hiya

    No, no news really, but there are more things in the pipeline One way or another, Brighthouse will be brought to task!!

    I am not an expert, but I can give good advice about Brighthouse

    Am learning more and more about DCA's too

    I have no legal experience and all advice given is based on the knowledge I've gained from this site.

    <------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

  8. #8
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    Blondmusic Informative Blondmusic Informative Blondmusic Informative Blondmusic's Avatar

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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    They have done this to me even though i have told them that the payment will be made. I usually go in on a Wednesday now to make the payment so i am early although i have still received calls on Saturday at PM asking when i will pay. I tell them i paid a few days ago, they check the records and say OK before hanging up.

    I went in to make my payment yesterday. The Saleswoman usually serves me and she said 'Are you paying everything but the laptop?' I said the laptop was paid off last week, she replied 'oh yes it has been paid off' then a salesman said that i will have to buy something else. I burst out laughing and told him April fools was months ago. I laughed all the way back to the car.

    Blondmusic

  9. #9
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    Default Re: Brighthouse have phoned me 3 times in the last 5 or 6 weeks

    hello mate, I am an ex employee of the company and thought i could come onto the forums to try and ease peoples minds or give them advice regarding the way BrightHouse deals with customers.

    In regards to people phoning you when you regularly pay ontime and have never missed a payment - The reason they do this is every Sat the Debt team are given a rather large list of people who have not paid up to the moment in time the list is printed. It is then the employees job to phone everyone on the list (which can litrally be hundreds) to take a payment commitment or a phone payment. It is nothing personel, they just phone who the system tells them to.

    My advice to stop it would be this. If you know you pay ontime then you have two options, either ignor the phone callicon from the usually withheld number (they will just write 'no reply' next to your name and move on.) Or answer it and tell them that you always pay later on a saturday and dont aprieciate the phone callsicon, ask them to specificly write a note onto your account that says not to call regarding making a debit card payment. next time they open your account it will pop up and tell them before they phone you. remember to be fairly polite to them when you do this otherwise they wont be inclined to help you!

    there are usually 2 debt collectorsicon to a store and the mass of customers is split evenly between the two, they dont always remember names and faces as there are hudreds for them to handle this is why you must gt them t write a note. The staff turnover is also quite high so often someone with no previous experience will be asked to phone you and wont know the agreement you had with your other account advisor, this may also be a reason your recieving phone callsicon.

    If you have any other questions i shall do my best.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE