Sorry if they may not be the right place to post this but it is to do with debt.

I began this post as I am tired of trying to deal with my debt. And I need to rant. So here it goes.


After my small business failed me I was left with a lot of debt mainly credit cards and it didnt help that my ex took money from my cards and made me over limit. Any who I have cleared up about 6 out of 10 debts I woul have cleared up two more but both Lloydsicon Tsb and a debt collectoricon refused to accept any F&F settlements or even come up with their own. This really peed me off.

Arrow global set these vicious solitors on me with a letter that was designed to scare me HA HA HA as if. I have already lost my business and my home and now back living with my mum with my child ARRRRRGGGGH. I worked so hard to buy my flat for a measly sum of £40000. On a job paying less than £9000 a year. (There was a lot of overtime) QAnd because I decide to take a chance in life it went all wrong and keep on going wrong.

I am now dealing 2 out of my 4 remaining debts they other two I am paying £5.00 a month. Lloyds I was paying until 2days ago where I stopped my DD.

Can you believe these people.They are charging me £4.60 interesticon a month knowing I can only afford £5.00 a month. I have written soo many letters. They have the nerve to reinstate a credit limit the joke is I dont even have a credit card. LOl SO how the **** can I have a credit limit. Anyway I am sending them a letter to reclaim charges. I Also had written them to tell them I can no longer pay the £5.00 so they will pass me on to their collections department and interest would be stopped. I only owe them £215.

All this is sooo tiring I just want to throw the towel in and stop all payments so they take me to court and make myself bankrupt and start again.

For the other debts I have paid off I am thinking about claiming charges back but I am tired of even acknowledgeing these people.

More Rant later

Satoriea