Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Billy55 Novitiate

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    Default Billyboy v CITI Cards

    SARicon sent 10.07.09

    Not sure why I'm so nervous, back in 2007 I recovered all my bank charges from HSBCicon and IF.com and credit card charges from Marbles, all with compounded contractual interesticon.

    bring it on!!!


  2. #2
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    Billy55 Novitiate

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    Default Re: Billyboy v CITI Cards

    Well they have received my SARicon, and it is has been entered on their system today. What's the chance they offer me a full refund immediately?...Me thinks not, but I'm up for the fight!!

    HSBC recovered bank charges in full plus contractual interest
    IF.com recovered bank charges in full plus contractual interest
    Marbles recovered credit card charges in full plus contractual interest

  3. #3
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    Billy55 Novitiate

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    Default Re: Billyboy v CITI Cards

    CITI have written to me confirming that they have recevied my complaint and that they will investigate and return to me within eight weeks, confirming where they stand in respect of it. They have thanked me for giving them the opportinity to put things right.... bizarre...

    HSBC recovered bank charges in full plus contractual interest
    IF.com recovered bank charges in full plus contractual interest
    Marbles recovered credit card charges in full plus contractual interest

  4. #4
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    Billy55 Novitiate

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    Cagger since
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    Manchester
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    Default Re: Billyboy v CITI Cards

    Received a letter this morning stating that they are refunding all PPIicon and interesticon, totalling nearly £900.00. However they haven't given me a Breakdown or supplied SARicon?

    HSBC recovered bank charges in full plus contractual interest
    IF.com recovered bank charges in full plus contractual interest
    Marbles recovered credit card charges in full plus contractual interest

  5. #5
    Basic Account Holder
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    Billy55 Novitiate

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    Default Re: Billyboy v CITI Cards

    checked this evening and the money has already been refunded to my aacount!

    HSBC recovered bank charges in full plus contractual interest
    IF.com recovered bank charges in full plus contractual interest
    Marbles recovered credit card charges in full plus contractual interest


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE