Thread: Swift advances My Letter Help

have being paying Swift £83.86 pm as per agreement for April and May

I have received from Swift a letter dated 20th May saying that I must pay my arrears plus extra £50 also that a total payment of £469.30 is required under the court order or they will issue the warrent for possession of my property.

I also received on 22 May asking for the monthly installments of £167.72 plus additional amount each month to clear arrears.

Now I am receiving phone calls asking for the payment agreement to start on 12th of this month

Here is my letter to Swift

30th March 2009

Credit Control Department
Swift Advances
Arcadia House
Warley Hill Business Park
The Drive
Brentwood
CM13 3BE


Dear Sirs,

RE:

I write with reference to the above numbered account to ask for your assistance with the current arrears situation which arose due to my experiencing unexpected financial strain over the last few months as a result of being unable to work through injury.

I agreed to pay £217.72 per month and have maintained this arrangement for the last month. However, I had to go into hospital for surgery to correct the problem and will find it difficult to continue to make these payments over the next few months – I will, of course, pay whatever I can during that time. Please see affixed letter from my doctor.

However, when I am recovered from the operation I will be able to go back to work and my earnings will return to the level I previously enjoyed before the injury, thus I will be in a position to increase the payments to clear the arrears. I have enclosed a cheque for £100 as part payment.

I trust you will be able to respond positively to my request for help and look forward to receiving your reply.


Yours


Last

Hi

Do you know if there is a letter I can use asking Swift if I can continue with my payments for a short period of time say next three months? and not go down the road of repossession or full monthly payment plus £50 as per court order.