Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I recently s77/78'd Barclaycard and they have responded that as my agreement was from before 19th May 1985 under s9 of The Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983 they only have to provide the latest terms and conditions.
Can anyone explain any differences or problems with old pre-1983 agreements
Can't make head nor tail of it myself but I'm sure someone more helpful will be along soon.
'Simples.'
Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....
They say money talks......mine just keeps saying "Goodbye"
Barclaycard are citing s9 of this as they have lost/destroyed/ had an accident with my agreement. Obviously they do not have it after all these years but could anyone give me pointers on which way to proceed.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Barclaycard Pre 1983
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