Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Equifax Statutory Credit Report

    I have just recevied my credit report and it details a few things. I just wanted to query one entry in particular. Next to my o2icon Contract it states my monthly status is S0000000S0000Q1000000000. 0.00000. I don't understand the S AND THE Q AND 1, I knw what they stand for I don't know what they mean for my credit, e.g does S mean I had a default but it has been satisfied, etc. Please help.


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    Talking Re: Equifax Statutory Credit Report

    The 'S' just states that you have settled the account, the 'Q' means that you have contacted o2icon to dispute a charge or to query something for that month's bill.

    For some reason it looks as if they settled the account, re-activated it and then settled it again 7 months later.


  3. #3
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    Default Re: Equifax Statutory Credit Report

    Thank you

    Anything in there that you think would affect my credit rating?


  4. #4
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    Smile Re: Equifax Statutory Credit Report

    Nothing, the Q should not be taken as a negative - anything with a 1or 2 is slightly negative beyond that - 3, 4, 5, 6, 'D' or 'AP' are very negative, especially if they are within the last 3 years.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE