The Claimant has an account xxxxxxxx with the
Defendant. Since xx/xx/xxxx the Defendant
debited charges and
interest
in respect of
purported breaches of contract.Defendant is
aware of all details as a list of charges has
already been supplied. Claimant contends: The
charges exceed the Defendant's losses caused
by the breaches; The Term permitting the
Defendant to
levy
such charges is
unenforceable under the Unfair Terms in
Consumer Contracts Regulations 1999, Unfair
Contract Terms Act 1977 and at Common Law.
Claimant claims: return of the amounts
debited of £xxx; Interest per S.69 County
Courts Act 1984 of 8% - £xx.xx continuing at
8% until judgment or settlement at a daily
rate of £0.xx; Alternatively, if the charges
are a fee for a service, then they must be
reasonable under S.15 of the Supply of Goods
and Services Act 1982. Costs allowed by the
Court.