Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well, it would be quite difficult for the insurer to put you in the same car if there is only one other one in the world!
The prinicple here would be to put you in a similar type of vehicle (age, size, engine power etc) if it were being replaced. If a cash settlement is given, it should allow you to buy a vehicle of a similar age, condition, type etc.
I would not expect the insurer to offer the amount to buy the other car. Dunno about importing it - I would say it's a case of technically, yes. But in practice, no.
So basically if hypothetically I paid £8k for my vehicle when 'similar' but not the same model vehicles are available in the UK for £4k and it would cost me £8k to buy the exact same special edition again. I should just take the £4k loss and accept it??
As an update to this if anyone else is in a similar situation.
The Ins Co have declared my vehicle a Total Loss.
They have classed it as a Cat D.
They have provided me with enough money for me to purchase a DIRECT replacement from Japan and Import it. (Purchase price in Japan plus all Import costs).
I have taken the option of retaining the salvage on my vehicle.
IF I choose to purchase another from Japan the Ins Co will re-imburse me costs associated with getting a fresh Import road legal in the UK. (MOT fee, number plate cost etc etc.)
On a passing note it's important that when insuring a grey import you declare it as such as some insurers will decline them because of the increased costs of repair/replacement involved & the TP insurer will argue they shouldn't be required to pay the true costs
Third Party Vehicle Claim - Unusual Vehicle.
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Originally Posted by kregrs
