Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi I am currently taking a 2 year holiday from the UK (in Australia) which may become permanent. I left my share-house at the end of the lease and all the others in the property left as well meaning there is no-one to pass on mail, I didnt bother with mail forwarding to a friends address as I believed I had resolved everything and changed my bank address“s etc.
I was not able to sell my van before leaving and got a friend to do this for me. Somewhere along the line I received a parking fine me nor my friend seems to know when or where this fine was acquired (the issue is not the fine itself), eitherway I am now getting letters from a Baliff for 750 pounds worth of fines! I never received the original penalty notice to start with!.
I understand regardless of who got the fine I am liable to pay it as the owner, but I would have paid the original had I known, is there anyway out of this mess i.e someway to pay the original sum ?
I have received via email a scan of a letter from a debt collection agency for 350 pounds and in the same email one for 750 from a Baliff, this is the first knowledge I have of anything.
I have not called the council, debit collection company or baliff as I have only recieved this information and was wondering what the next best step is?. How long do these go on for typically? I doubt I have a chance of sitting it out, especailly as I will prob want to visit family at some point.
Any help much appreciated
Sorry about that dogs[naughty word] a bit stressed about it and thinking faster than I can type. Green and mean recived two letters that I know of. One from a debt collection agency for 350 and another from a Baliff for 750 (first call)
What can they do if you are in Oz though? Nice place to be by the way - I quite envy you. If I was in your position I would make it a permanent holiday - a million times better than the UK anyday.
TFT
09/07/09 Business Studies BA(Hons) 2:1
eCar Insurance overpayment - £325
Settled in full - 15/09/08 NatWest Student A/C bank charges - £260
Settled under hardship scheme - 08/06/09 Natwest Business A/C bank charges - £60
Settled in full as GOGW - 20/04/09 Santander Consumer Finance late payment fees - £60
Part settled for £48 - 01/03/08 Peugeot Finance late payment fees - £50
Settled in full before county court hearing - 01/09/09 Peugeot Finance overpayment of £247
Settled in full - 01/12/08 Valley Leisure - complaint about collections agent
£160 part refund of gym membership in compensation - 01/02/09 HFC Bank - complaint about payment deducted from my account on wrong date
GOGW £10 - 01/05/09
The bailiffs are trying to find your home address with a view to clamping the vehicle or seizing goods belonging to you. If they fail to do so, they will return the warrant to the local authority as a "gone away" - which is to say, it will be effectively written off. (Not legally written off, but from a practical point of view.) It is extremely unlikely it will ever get re-activated, especially after two years or more.
The only complication might be if you have relatives here and the bailiff can trace you to that address through official records, and you also have personal property there. They could in theory catch up with you that way.
Thanks a lot for that Jamberson. I have no personal goods left in the UK, only a few bank accounts. Was a little worried I might get pulled at the airport but doesn't look like Baliffs have that much power.
If I wanted to clear this is it worth writing a letter to the council trying to explain or should I (in your opinion) just forget about it, as its unlikely I will be back within a few years.
Thanks again everyone