Thread: business account query

the local club that i go to are in dire straights,and they have a lot of bank charges overdraft charges and d.d. refusals,can we claim them back,im not sure on bussiness accounts how things work?any help please

anyone please?

unpaid direct debits charges?are they easier to claim back on b.accounts?

Could probably do with a bit more info Mo. For starters which bank is the account with?

Unpaid direct debits incur the same sorts of charges as unpaid cheques/standing orders and so forth.
So yes-unless the bank is prepared to substantiate them as being a genuine pre estimate (which we know they wont) then consider them claimable.
It is reasonable to assume also that unpaid DDs is a wholly automated process.
Barclays had a typical unpaid DD fee of between £27.50 and £35 on its Business account tariffs.
So yes-they are claimable.

thanks,im confused,yes we can claim them,or no because it is a business account?

The reply above was pretty clear to me.
Yes they are claimable.
Can you answer as requested;

1.Which bank is this ?

2.What dates the charges relate to ie Earliest date and last ones ?

sorry,its coop bank,and the charges are over a period of years,didnt mean to upset anyone

No one is upset MO
Thank you for clarifying-can you be a bit more specific on the years ?

The Co-op is not part of the OFT test case so you are very lucky.