Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    pbuck2011 Novitiate

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    Default Claiming past charges from Welcome Finance

    I took out an unsecured loan from Welcome Finance quite a few years ago.

    They charged ridiculous amounts of money for phoning me, writing me letters and late payment fees. I remember them being quite aggressive with their calls.

    Is it possible to claim back these charges?

    Many thanks

    pbuck


  2. #2
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    Default Re: Claiming past charges from Welcome Finance

    I don't see why not. You need to SARicon welcome to get all the statements for your account unless you have them already.

    "To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

    Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

    If you do PM, make sure to include a link to your thread as I don't give out advice in private

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  3. #3
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    Default Re: Claiming past charges from Welcome Finance

    Yes
    Claim Those Charges Back

    To Begin With Send Welcome An SARicon
    This Will Cost Ten Quid And Will Give You Every Thing Welcome Have On You

    You Can Then Work Out The Charges

    Contact This Number

    0844 4124100

    Thats Direct Group Who So Call Addmin The Policies

    Get Them To Confirm The Policies And Request They Send You All Details

    All Contact With Welcome To This Address

    Welcome Financial Services
    Compliance
    Ruddington Fields Biz Park
    Ruddington
    Nottingham
    Ng11 6nz

    Send Recorded Delievery


  4. #4
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    Default Re: Claiming past charges from Welcome Finance

    Hi

    I recieved the information back from Welcome Finance.

    They included a copy of my personal loan agreement which states I paid -

    Family Care - £150.00
    Optional Payment Protection Insurance - £293.20

    They also included a copy of a statement which doesnt state any payments I've made or default charges. I am a bit miffed by that.

    What's my next step please?

    Many Thanks

    Peter


  5. #5
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    Default Re: Claiming past charges from Welcome Finance

    Anyone???


  6. #6
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    Default Re: Claiming past charges from Welcome Finance

    I do not think they have completed you SARicon as it should give all info they hold on you including payments and charges I would remind them of this and also complain to the oft trading standards an the ico



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE