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Mackay V's RBS in Scotland


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Hey all,

 

Thank you for posting threads, they have helped me get info on where to start.

I already had all my statements, so I am about to send the prelim letter. I just need to get all my charges onto a spreadsheet. I am waiting to get a works copy of the spreadsheet.

 

I am a bit scared tho, as it seems that RBS always seem to go to court. I also don't want to close my account as I have an overdraft that I am not able to pay off at the moment. This will make me a bit vulnerable.

 

Cross fingers...I'm gonna try tho! Hope to get about £848 in charges

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Managed to set up a spreadshet on works, and my actual amount is just over £500. Can't add up...but every penny is worth it.

 

Prelim letter getting posted tomorrow.

 

Wish me luck...I hope this doesn't go to court.

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Guest Mumofthreeboys
I am a bit scared tho, as it seems that RBS always seem to go to court.

 

Do they?? Have a read of the threads in Litigation Conlcuded, that'll make you feel better!!! :)

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I just took that advice and had a look in Concluded, there isn't very many RBS litigations concluded at all in there, made me worry even more now.

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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I was worried for a while, but I found a few threads saying only one has gone to court.

 

The reason Litigation Conlcuded does not have many, is becuase once poeple get the cash, they are off.............never to return.

 

My defence is due before the 8th Aug, so if you are interested keep an eye on tomba90 vs RBS.

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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will do, thanks bud (im only just at the first stage, sent off asking for details of charges levied on my account).

 

Good luck with it

01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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  • 6 months later...

Hey folks thank you so much for all your help, I know I haven't been on here much...life is hectic. I sent my first letter to my branch and got a no go....so I sent it out to Edinburgh again. Got another no go letter, so I sent the next letter off, of which I got a letter saying they will be in touch as soon as possible, that was only last week. But I got a letter today offering my full amount of £556...so needless to say I have accepted that. Just waiting for the money into my account. I will donate some to this site....as it has helped me out no end...I can eventually afford to get my driving license and sort out some of my finances.

 

Thank you all so much!! I really appreciate it!!

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