Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been to court,where a 'posession order' was granted by the judge (county court),which was dated for the 6th of May. Obviously we are well past that now. I have received a letter on the friday just gone informing me that they (the collections arm of the mortgage company) are going back to court for an order to alow them to enforce the posession order...i/e. an 'eviction order'. They mention baillifs and locksmiths etc...the works !! Clearly,this will be a short notice thing.
I have been taking advice from the people at the 'Springs advice centre'....they have reps in court to advise people when they go to court. So far things appear to be playing out exactly as they said they would.
My mortgage company is the Bristol & West,which is owned by the Bank of Ireland. I am being sent letters by a 'TLT',which I take to be the collections arm or Bristol & West.
I have been out of work for around 7 months now,on & off and have very little money left !
Someone from another forum has suggested that I should serve the courts and the mortgage company with a 'Stat Dec'....asking them to prove that I owe them anything.... Would this put a hold on any re-posession proceedings ?? The other forum is FMOTL.com .....basically that is a 'Free Man' type forum. Apparently we are being 'lent' money that doesn't really exist except on paper,which basically boils down to fraud.
Can anyone offer any further help and assistance with this ,please ?? I'm running out of options here !
hi i have just been to court for repossession of my house on the 5 june, the judge gave 48 days to leave, but was told by the duty solicitor that by the time they have a bailiff warrant it will be about 9 weeks time.
My husband is not working, but i was, they had said that if i was not working then we could claim housing costs, but you can only get this paid if you are on income based jsa so i have been told. as the mortgage payments are so high of £970.00 a month we are going to let the house go, as if my husband does get another job we would be in the same boat (struggling) every month, just waiting for the council to help us know.
if you are in debt then make the min payment of £1.00 then also send them a letter asking to see your signed credit agreement, if they have not got a signed credit agreement then you will not have to pay.
i have also done this, but as we are in quite a bit of debt and the amount of money we have lost in the house, we was advised to go bankrupt, this is also something we had done 27 may 09.
you should get someone else on here to help you, they are really good.
GOOD LUCK!!
Eviction Imminent !!
),which was dated for the 6th of May. Obviously we are well past that now. I have received a letter on the friday just gone informing me that they (the collections arm of the mortgage
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