Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    123123123123 Novitiate

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    Default 21 Searches On My Credit File Help!!!

    Hi Guys/Girls

    I got my experian credit report yesterday and i have 21 searches from the same company on the same day!!!!!


    ALL OF THEM SAY:

    NAME - ADDRESS
    DOB
    Searched on:12/01/09
    Searched by Royal &Sun Alliance Insurance PLC
    Application Type: UNRECORDED ENQUIRY




    ALSO I HAVE A LITTLEWOODS Search

    Application Type: REVOLVING CREDIT

    CAN ANYONE HELP!!!!!!


  2. #2
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    Default Re: 21 Searches On My Credit File Help!!!

    An unrecorded enquiry is a'footprint' on your report showing that a company has searched the report for non-lending purposes. This information is shown only to you, not to lenders searching your report in order to make a lending decision.


    Have you or anyone else you have a connection with had dealings (like insurance quotes) with Royal & Sun Alliance?

    also same with littlewoods? have you applied for a catalogue or such?


  3. #3
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    Default Re: 21 Searches On My Credit File Help!!!

    yes i used the many comparison sites for can insurance that time.
    , and i have a littlewoods account, why would there me 21 tho!


  4. #4
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    Default Re: 21 Searches On My Credit File Help!!!

    I believe (but stand corrected if wrong) that every quote will generate a search.


  5. #5
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    Default Re: 21 Searches On My Credit File Help!!!

    Insurance Comparison sites do generate these searches on your credit file!


  6. #6
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    Default Re: 21 Searches On My Credit File Help!!!

    when do they get removed


  7. #7
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    Default Re: 21 Searches On My Credit File Help!!!

    Quote Originally Posted by 123123123123 View Post
    when do they get removed
    Again I could be wrong but i think its 1 year.


  8. #8
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    Default Re: 21 Searches On My Credit File Help!!!

    Searches are removed after 1 year


  9. #9
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    Default Re: 21 Searches On My Credit File Help!!!

    lol just in time to search again!


  10. #10
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    Talking Re: 21 Searches On My Credit File Help!!!

    Quote Originally Posted by 123123123123 View Post
    when do they get removed
    Hi All,

    I got mine from Experian and found 6 searches from the same company as you Royal & Sun Alliance Insurance Plc. But I ain’t given them my consent so I wrote to them requesting evidence of my consent and, surprise, surprise, they carried out a extensive search of the computer and were unable to find any details as to what this relates to, what worries me is some one in Morethan Plc. (this is the company that wrote back to me) has my private details, D.O.B. Bank details, Credit Card details, Ect; Ect; Is this how people steal one’s identity.

    However, they have informed me that a Fax has been sent to Experian to request all entries on my file appertaining to Royal & Sun Alliance to be removed.

    So good news.

    BinB.




  11. #11
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    Default Re: 21 Searches On My Credit File Help!!!

    Morethan are part of RSA and part of their privacy policy states that they will search credit reference agencies!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE