Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I withdraw cash out of an ATM and was duely informed that this had incurred a unauthorised overdraft charge. I rang A&L and professed that I thought if the money was not in the account then the machine would tell me I had insufficient funds, their answer was that because of any embarrasment this could cause, they honoured the ATM request and charged me £25 for going over my agreed overdraft. My point is I never requested this service and certainly didn't welcome it ( i would have preffered to have been told I had insufficient funds), could this come under the category of excessive charges?
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
ATM's
charge. I rang A&L and professed that I thought if the money was not in the account then the machine would tell me I had insufficient funds, their answer was that because of any embarrasment this could cause, they honoured the ATM request and charged me £25 for going over my agreed overdraft. My point is I never requested this service and certainly didn't welcome it ( i would have preffered to have been told I had insufficient funds), could this come under the category of excessive charges?
Reply With Quote
