Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My debt collection letter arrived this morning - was expecting it sometime soon as I have totally ignored the PPC letters since being on here.
Now, is it advisable to use a template from here to write to the DC and say that this is in dispute with the PPC. After 2 attempts to request details on what exactly I was obstructing (written before I found you guys!) they have ignored my requests, therefore refer the DC back to the PPC.
Does it work to ignore the DC as they have stated that in the absence of payment or any valid dispute they will pursue the matter - with or without my cooperation. If they havent heard after 7 days then it will go to the solicitors who will review the case for potential legal action.
The only time that you need to take any action is if a properly sealed court form arrives on your doorstep, but that is a highly unlikely scenario and still easily dealt with.
MBNA - Agreed to refund £970 in full without conditions. Cheque received Sat 5th Aug.
Lloyds - Settled for an undisclosed sum.
The only time that you need to take any action is if a properly sealed court form arrives on your doorstep, but that is a highly unlikely scenario and still easily dealt with.
...and there, you have it..... Ignore. ;-)
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Debt Collectors letter
letter arrived this morning - was expecting it sometime soon as I have totally ignored the PPC letters since being on here.
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Originally Posted by RichardM
