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hi, i have been mulling over reclaiming my bank charges from rbos for about a week now,think i have read enough literature on the matter, have got duplicate copies of my last 6 years statements and totalled the ammount paid by myself to be £585.however, i have recently read on the cag front page that oft has ruled that unfair charges are charges over £12. does this mean i can only claim for charges over this ammount ?can anyone advise.

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No the £12 was mooted as a point where the oft might intervene not as a limit. £12 is still too high (imo)

 

most charges by banks are *way* over this figure anyway.

 

Claim them all apart from "service charges" ie if you have a special account like royalties etc

 

BTW you can't reclaim the interest banks have charged you (well you can claim a portion of it but it is very hard to seperate it out)

 

they are allowed to make some money :-)

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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