Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I moved out of a property in 2006 and the tenants that remained took a catalogue out in my name and racked up a £200 bill.
I have since been contacted from such bottomfeeders as BCW, Wescot and Brian carter.
Ive requested a CCA and reported to the police and provided the DCA's with the crime ref number.
No-one has provided me with a CCA.
My point is the company that now owns this debt has placed a default on my file.
How would I go about getting this removed ?
Ash.
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Thankyou.
The default is from pheonix, the new owners. I have contacted them (pheonix) and they are aware although they claim they are not aware. I did write to the DCA dealing with it and made them aware.
The default is dated 2006.... I only found out about this in 08.
In that case, I think you might want to write to them with the Police reference number and ask that they remove the default from your credit record as it is not your debt.
Defaulted on fraud
's with the crime ref number.
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