A 220 page introduction to all things consumer related by our own BankFodder.
Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.
Cagger since : Jun 2009
Posts : 5 (0.00 post per day)
how do i find old credit card account number ?
i have been trying to find my old credit card number so i can write to claim charges refunds. I cant find it . it was with tesco personal finance , they say without the account number they cannot trace me . This i think is incorrect , but im stuck . any ideas please on how i may be able to trace the account number . the account was closed around 4 years ago . thankyou
Cagger since : Jun 2006
Posts : 26,552 (7.10 post per day)
Re: how do i find old credit card account number ?
Sending a Subject access request, with details of where you lived ect at the time of opening the account, should enable them to find old accounts.
Subject access request (Data Protection Act)
Under the Data Protection Act, individuals can ask to see the information about themselves that is held on computer and in some paper records. If an individual wants to exercise this subject access right, they should write to the person or organisation that they believe is processing the data.
A subject access request must be made in writing and must be accompanied by the appropriate fee. In most cases, the maximum fee will be £10, but this can vary, particularly if the information requested is for health or educational records. If a subject access request is made to a credit reference agency, then the fee is £2, and the information must be provided within seven working days. A request must include enough information to enable the person or organisation to whom the subject is writing to satisfy itself as to their identity and to find the information.
A reply must be received within 40 days as long as the necessary fee has been paid. A data controller should act promptly in requesting the fee or any further information necessary to fulfil the request. If a data controller is not processing personal information of which this individual is the data subject, the data controller must reply saying so.