Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i ve finally managed to pluck up courage and challenge the M & s credit card agreement, this was originally a stor card and now is a credit card i ve requested a statement of account and they are asking for a signature to prove who i am, what letter should i be sending next. surely they know who i am as they ae writing to me
tell them to get lost. there is a very good letter here (The Consumer Forums - debt collectors - second last one) which you can easily adapt to your own purposes.
I got one of these from Egg today, where the guy even admitted that under the CCA they couldnt require a sig, but they were asking for one "for security" - despite the fact that they have sent all kinds of stuff to me at the same address for years!:twisted:
When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE
help m &s want a signature
to prove who i am, what letter should i be sending next. surely they know who i am as they ae writing to me
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