Thread: experian sharing details with banks?

hi all

went into my bank yesterday Lloyds tsb to bank some money and the cashier informed me that did i know i had an adverse credit report and if i wanted she could for a fee get me a credit report from experian?

just wondered what is going on i assume experian are trying to get the staff to flog their monthly subscription services

anyone else come across this

cheers

Originally Posted by cavvy

hi all

went into my bank yesterday Lloyds tsb to bank some money and the cashier informed me that did i know i had an adverse credit report and if i wanted she could for a fee get me a credit report from experian?

just wondered what is going on i assume experian are trying to get the staff to flog their monthly subscription services

anyone else come across this

cheers

I would say that she has broken the data protection act first of all. Also nobody is able to see your credit report without your permission , if you didnt grant it they are in trouble. Which Bank?

Sorry, I can see its Lloyds!

Don't Lloyds have a deal with Experian? I've been offered the same thing many a time before... I didn't realise that was illegal! I'd better have a chat with my local branch...

it was strange normally when they are looking at that screen they come back with a would you like to upgrade your account/have a credit card/mortgage

but this time it took me by surprise at first i thought she meant they had put a marker on my report