Thread: Black Horse

Has anyone had any luck with these, sending my SAR today as while digging thorough a pile of papers I found one from them that "Late Payment Charge" £100.00 the cheek of it!!

Similar Threads:

• Black Horse PPI
• Black Horse
• Fed Up with Black Horse
• Black Horse HP
• black horse

I shall keep you posed! and good luck with the baby!!

hi i have just sent black horse DPA letter about 4 accounts i had with them, and also 14 day letter asking for refund of extortinate charges. one of the amounts is 225.00 collect activity fee never heard of a fee like it!!! i will get all my money back dont you worry. this firm used to be called charterhouse trust before Lloyds took them over,very high rates of interest-but very loan friendly if you know what i mean. anyway i will post here any up-dates. looking forward to a huge surprise in the dpa statements. take care fellow claimers!! LES

well they've cashed the cheque so hopefully I should get my charges soon, looking foward to claiming the charges back as they issued a CCJ despite correspondance and calls with them arranging to pay a lower amount to losing my job

Hi my update is I have started court action against them- in fact 2 case's one for charges and one for mis-sold PPI, Ive had notice of issue from the court so watch this space, I will of course keep posting info here take care LES

hi have read your threads.
Have a hp agreement with BH and my husband has now come out of work!( agreement in his name)
do you think the letter i have received this morning (after several others which i have paid) asking for 410.97 in collection activity charges could be claimed back? is there a template for it?
Mellie0375

Hi 100% YES- you can claim all of those scandulous collect activity fee's from b/h as i HAVE DONE AND "WON" at county court, waiting for payments from them as we speak, and any other charges they have put onto your account- my question is have you written to them telling them of your new circumstance's-(husband now out of work) because if you had PPI you might be able to claim on it!! but even if you havent you will need to get all your statements out to find out how many fee's they have levied in total against you, once you know the true figure then you can send LBA(letter before action) demanding "all your charges back", and if they dont refund them then you will start county court action against b/h to recover them. I thought c/a/fee was bad at £225 but yours at over £400 is disgraceful. so if you have all your information now, then get the lba off to them asap, making sure you send all letters via recorded delivery 1st class, so you can know they have had your letters, experience tells me with this mob is they try to ignore you for aslong as they can, and its only when you start c/court action that they start listening,which was the case with me, 2 things here is only when you start c/c action thats the time you can add interest onto the amounts, and 2nd thing is if your out of work and claiming income support or various other benefits you could get excemption from the court fee's, so it might not cost you a penny to get your money back,worth looking into for your sake. but it will cost you "time" and effort to get things off the ground!! any other help I can offer then just ask. cheers LES VOGEL8-)