Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have received my SAR from Egg - what a complete mess they've made of it, one account completely missing, one former card statements duplicated three times (no wonder the envelope was so heavy), although I asked for everything I only received one loan cca and everything else was just statements relating to two former cards.
They did supply the cca (below) but did not supply state of account, payments made etc etc..
I've read so much about Egg I wonder if someone could confirm whether or not its enforceable & whether the interest rates and figures are correct.
Mmm - Looks like I'm the only one with a problem with Egg.
Its not a Debt Industry problem (yet) so cant post there & I dont believe in posting my problem on someone elses thread,
So bump.
I make the interest/APR a couple of pence different to them.
On a payment plan & they are dividing the monthly payment into two parts, wont tell me why and have not provided a statement of account as part of me cca request & as part of SAR.
Mmm - Looks like I'm the only one with a problem with Egg.
Its not a Debt Industry problem (yet) so cant post there & I dont believe in posting my problem on someone elses thread,
So bump.
I make the interest/APR a couple of pence different to them.
On a payment plan & they are dividing the monthly payment into two parts, wont tell me why and have not provided a statement of account as part of me cca request & as part of SAR.
Posted up the agreement so it could be checked by someone more knowledgeable then me, just looking for flaws as they have made a complete hash of my SAR & cca requests.
This agreement has my personal details & loan amount correct but carries a different account number.
Posted up the agreement so it could be checked by someone more knowledgeable then me, just looking for flaws as they have made a complete hash of my SAR & cca requests.
This agreement has my personal details & loan amount correct but carries a different account number.
Beachy
You could send it back and point out its the wrong number and question wether if its the right account.
Egg Loan cca - is it enforceable
from Egg
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Originally Posted by beachcomber60
