Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I would still post it up are you sure its not the original application form, are the prescribed terms there. If it is up to scratch which I doubt from '95 you still can claim any charges back to reduce your liability.