Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm new to this site and would like abit of assistance/information anyone can provide me with the following;
I currently have PPI on 4/5 Credit Cards. I would like to reclaim this PPI, as it was mis-sold to me. I have template letters to hand, to action-however i have read that many Credit Card companies when challenged on PPI issues, will either refund the amount-and request the account be settled in full immediately. Or i have read they may issue a refund, but then pass on your details to a DCA.
I don't want to go through a process which could leave me in more financial difficulties than i already am. I am also planning on requesting the CCA's on these Credit Cards too. Should I explore 1 avenue at a time? If so, which one? The PPI or CCA?
One final query, would be i took out a loan with Natwest bank in 2000/01 (not too sure of date), but being only young at the time, i was talked into taking out a PPI policy. Can i seek to recover these costs or are they out of date?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
sorry dx, what do you mean by "their rate+10 add stat 8%? i kind of understand that whatever the figure of the PPI paid so far should be totalled up....where and when should the 8% statutory interest be calculated from please?
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
Posts
25,092
Re: Reclaiming PPI-please help (NEWBIE)
opps fingers........
add their interestrate to the PPI you have paid & then add the stat 8% you would get if it went to court,
that appears to be what most co. settle at or should!
there is a very good large thread at the top stickys on it all + a calculator, but me head don't stretch that far.
dx
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Reclaiming PPI-please help (NEWBIE)
on 4/5 Credit Cards. I would like to reclaim this PPI, as it was mis-sold to me. I have template letters to hand, to action-however i have read that many Credit Card companies when challenged on PPI issues, will either refund the amount-and request the account be settled in full immediately. Or i have read they may issue a refund, but then pass on your details to a DCA
Reply With Quote
Re: Reclaiming PPI-please help (NEWBIE)
