Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all I was 4p short in me co-op bank account to pay vanquis. direct debit was returned as unpaid. Bank charged me £19.50 as overdrawn. Then another £19.50 as I had insufficent funds to pay for there charges. Vanquis then charged me £39.50 as no funds to pay them. Then as I was over credit limit another charge of £39.50 plus £10 for the letter they are sending out. Grrr. Is this legal ?
just follow the process for reclaiming bank charges
ida x
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Vanquis and bank charges
was returned as unpaid. Bank charged me £19.50 as overdrawn. Then another £19.50 as I had insufficent funds to pay for there charges. Vanquis then charged me £39.50 as no funds to pay them. Then as I was over credit limit another charge of £39.50 plus £10 for the letter they are sending out. Grrr. Is this legal ?
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