Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 29th May 2009 03:09 #1
    thecookiemonster thecookiemonster is offline
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    Default Early Settlement

    I am just wondering about early settlements.

    I got a Playstation 3 console around 6 weeks ago and i am paying £13.29 per week on it, the total amount payable is £691.08.

    I was wondering if i were to request a early settlement figure within the next few weeks would it be a lot lower than the amount payable? I would consider doing this if it was worth my while.

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  2. 29th May 2009 05:55 #2
    BankFodder BankFodder is online now
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    Default Re: Early Settlement

    Just call them and ask them. It should certainly be cheaper

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
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    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 7th June 2009 17:45 #3
    thecookiemonster thecookiemonster is offline
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    Default Re: Early Settlement

    What i would like to know is if you do an early settlement you don't pay for the OSC and DLC do you?

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  4. 7th June 2009 22:29 #4
    clemma clemma is offline
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    Default Re: Early Settlement

    Nope - these are weekly premiums, so they should not be included in any final settlement figures.

    I am not an expert, but I can give good advice about Brighthouse

    Am learning more and more about DCA's too

    I have no legal experience and all advice given is based on the knowledge I've gained from this site.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE