Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hey all. I hope you are ok.
Not posted here for a while but still following.
Life after BR is ok. I say ok because I am still getting used to it. BR on 15 Jan. I still cant relax until the postmans been! I still get agitated about money but its only because I am adament I will never NOT have any again. Rarely use a card to pay for anything and feeling money is good as opposed to plastic. If we need something, we can get it, if something breaks we can fix it. Life has a much slower pace now and I take so much more in. I no longer chase my own tail, I think about me more which I have never done. I am doing my teacher training in september...gulp...I think I have discovered myself. I am happier out of the house than in now. I dont wear black!! I make my kids do more for themselves and have toughened up on them. I refuse to let my hubby play useless and he has more responibilities now whether he likes it or not! My house is clear of clutter. I go for walks, watched birds fledge from the nesting boxes in the garden. Did some boot sales to get rid of clutter and made enough cash to buy a secondhand car to get me to college. Sold my old car for money to pay for college. OR is fine with this. Had enough left to pay deposit on cheap break in august down in devon. Made and sold enough decoupage and prick and stitch cards to take 400 with us. WILL BE TOO SCARED TO SPEND IT THOUGH. OR dosnt know about this. Hey...I am not totally stupid. Months of being on suicide watch, we deserve a break. Recyling loads. Sold my little boys small clothes toys and shoes to buy new uniform and shoes for back to school in september. Am still seeing my psychiatrist. Still awaiting my inheritance so I can pay my debts, then buy my house. But I am not THAT bothered now I know I dont need to rely on it.
I am luckier than some as I have come through without losing my home. My husband works despite the recession. WE ARE LIVING and not just existing from one credit card to the other. Still fighting the depression but feel like I am starting to win the war after many years of misery.
Life is ok and I nver thought I'd say that.