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hope someone can help !!! i paid off a loan with Barclayswith PPI in 2006 with a consolidation loan from HSBC. i asked for a settlement figure which they gave me £2365.47 and i paid it off with a personal cheque over the counter (i had no refund of ppi) then in october of this year over two and ahalf years later i had 6-7 phone calls in a week and one letter saying i owed them £600+ !! i.ve been trying to sort this out now for 7 months now i've had 8 letters ,numerous phone calls and trips into the bank. each person is telling me my PPI wasn't closed, but who's fault is that ? am i entitled to some PPI refund and who's in the wrong ? its stressing me out and it can't be doin much for my credit rating !! angry and concerned !!!!
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
hope someone can help !!! i paid off a loan with barclays with ppi in 2006 with a consolidation loan from HSBC. i asked for a settlement figure which they gave me £2365.47 and i paid it off with a personal cheque over the counter (i had no refund of ppi) then in october of this year over two and ahalf years later i had 6-7 phone calls in a week and one letter saying i owed them £600+ !! i.ve been trying to sort this out now for 7 months now i've had 8 letters ,numerous phone calls and trips into the bank. each person is telling me my PPI wasn't closed, but who's fault is that ? am i entitled to some PPI refund and who's in the wrong ? its stressing me out and it can't be doin much for my credit rating !! angry and concerned !!!! :-|
You will need to forget the phone calls and trips into the bank keep everything in writing that way you have copies and no denials on what was said in telephone or other conversations.
You need to consolidate the information make a plan and then reclaim your PPI.
Please have a look at these threads within the CAG PPI forum.
Once you have all the data then is the time to act to make sure your case for mis-selling is noted and action taken. Failing that then it will be a case of Financial Ombudsman Service or Court action.
keep posting for more advice
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Alioj30 and Barclays PPI
with PPI in 2006 with a consolidation loan from HSBC
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