Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 3 of 3

Thread: Lowell/red Debt

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jenidj Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    1

    Default Lowell/red Debt

    Hello peeps

    I got a letter a few weeks ago from Lowells about a debt from 2001/02. I then recieved one a day or so later from Red Debt saying they had been appointed to collect and i should call them immediately. I replied a week or so later with a letter stating teh debt was statute barredicon and throwing in the Precscription Act blah blah that stands for Scottish Law. They then replied back to say they were upset that i did not want to pay bak the money owed and that they were passing the matter onto their 'specialist dept' who would 'ultimately' decide on the best course of action. So I am about to send 2nd letter stating statute barred a duplicate of the 1st letter just with the extra 2ND LETTER in bold on the top to them should i send this or just leave it? The debt hasnt been acknowledged since 2001/02 at the very latest they wrote to me in Aug 2007 to which i replied saying the debt wasnt mine and to prove it and i never heard from them again. Should i send letter or leave it alone?

    Thanks

    Jen ix


  2. #2
    Site Team IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife Authoritative IdaInFife's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    Fife
    Posts
    8,261

    Default Re: Lowell/red Debt

    leave it if they contact you again then make a complaint to TS and OFT

    ida x

    Cag is a free self-help site. If you are contacted by any other user recommending or offering no win no fee or paid for service, please report this to the site or to a site team member.


    CAG depends on donations. Please consider making a donation - however big or small.


    You can also help CAG by downloading and using CAG'S FREE TOOLBAR:
    Please read:
    http://www.consumeractiongroup.co.uk...hp?f=191&a=182

    LOOKING TO DEAL WITH YOUR DEBTS?: READ HERE

    http://www.consumeractiongroup.co.uk...ne-Don-t-Panic!


    Any opinions are without prejudice & without liability.

    http://www.consumeractiongroup.co.uk...i-dummies.html

  3. #3
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
    Posts
    25,055

    Default Re: Lowell/red Debt

    put your phishing rod away and stop throwing them more bait

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE