Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

+ Reply to Thread
Results 1 to 9 of 9
  1. #1
    Basic Account Holder shuggler Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    187

    Default title deeds

    Sorry not sure where to post this, so will start here and maybe someone will put it in the proper place. When you recieve your title deeds can you make a digital copy of them and would it still be a legal document, also can you give advice as to where the safest place to store the original deeds would be ie, solicitor or bank/ other? and what it would cost. Thanks


  2. #2
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    1,658

    Default Re: title deeds

    If the property is registered with the Land Registry then title deeds are a bit redundanticon.


  3. #3
    Basic Account Holder shuggler Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    187

    Default Re: title deeds

    Sorry can you explain? A bit redundanticon!


  4. #4
    Basic Account Holder Big Boss Man Novitiate Big Boss Man's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    I am in
    Yorkshire
    Posts
    266
    Blog Entries
    1

    Default Re: title deeds

    Hi

    I presume if you made a copy of your deeds then the copy would not be able to be used as a legal document as such, with regard to the safest place for keeping, my relation recenlty paid there mortgageicon off, left a penny outstanding and the lender looked after the deeds, until needed or if an advance loan is required in the future.


  5. #5
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    1,658

    Default Re: title deeds

    Look at it another way, why would you ever need your title deeds (assuming you property has been sold/purchased in the last twenty years or otherwise registered)?


  6. #6
    Basic Account Holder johnhowell Novitiate johnhowell's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    Posts
    225

    Default Re: title deeds

    Quote Originally Posted by Kraken1 View Post
    Look at it another way, why would you ever need your title deeds (assuming you property has been sold/purchased in the last twenty years or otherwise registered)?
    Because the Land Registry only extract from the original deeds that information they want. There can be lots of information on the original deeds/conveyances that can explain the history of the parcel of land, who has rights over the maintainance of the boundary features (T), etc. We have only just found the original set of deeds via several mortgageicon companies and solicitors, and these go back to 1900! What if one of these solicitors decided not to look after their records or gone bust - all these records would have been destroyed.

    Do copy them and look after them - it is your land, no one else will look after them.

    Regards,
    John


  7. #7
    Basic Account Holder shuggler Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    187

    Default Re: title deeds

    Thanks for the comments folks, we did consider leaving 1 owing on the mortgageicon but the rules changed 2 years ago (according to our lender) and the minimum is now 500 plus interesticon etc. Just a bit unsure where to keep them safe,was thinking of safe deposit box, but need to find out how much they cost, but thanks for replying


  8. #8
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative Kraken1 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2008
    Posts
    1,658

    Default Re: title deeds

    any rights over land should be registered as easements/covenants etc. Anything that is not registered is questionable.


  9. #9
    Basic Account Holder shuggler Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    187

    Default Re: title deeds

    Another thing our lender pointed out was the fact that we now have to contact a solicitor to discharge the mortgageicon, as the law in Scotland is not the same as in England, and they can not do it even though we paid them 195 for adminicon costs, so it looks like it will cost about the same again to have this done through a solicitor? seems like a lot of money for adminicon costs.



Viewing CAG on a small screen? Switch to the mobile version of the site

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE