Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 23rd May 2009 15:18 #1
    Tiny1983 Tiny1983 is offline
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    Default Tiny vs Alliance & Leicester

    I have recently sent my preliminary approach for payment to A&L and havent received anything back as of yet (only sent a week ago) but have received another letter adv accounts overdrawn and they'll be applying a further £100.00 charge end of month. Can I request they freeze the account, or stop the charges etc?

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  2. 23rd May 2009 15:55 #2
    BankFodder BankFodder is offline
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    Default Re: Tiny vs Alliance & Leicester

    you can but I'm afraid it won't do a blind bit of good.

    They will keep on charging and charging and when you can't play any more than they will threaten to default you -- and maybe they will even though the account is in disputeicon and they are not allowed to take this kind of action because of the Banking Codeicon and information Commissioner's guidelines as to the entering of defaults.

    Nevertheless you should still go ahead and make your claim and start the action in court. This way you get in the queue and also that least the money that they owe you is earning 8% -- and that is pretty good by today's standards.

    Do their charges that you into a position of hardship? Or is it just an inconvenience?

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE