Thread: Alliance and Leicester

Hi,

i set up an A&L account in july 2007 expecting to use it as my main account, just before i was ready to transfer my dd's ect i noticed a payment to ccp, i believe it was some sort of protection, i dont remember singing up for if it, i wrote to A&L but had no reply now i notice on my credit file its listed as:

Originally Posted by Experian

NAME ADRESS
D.O.B
Started 21/07/07 overdraft Balance £0 Settled 07/03/08
Status History 3333222UU
In the last 9 months of account activity, the number of status 1-2 is 3 and the number of status 3+ is 4
File updated for the Period to 30/03/08

Originally Posted by Experian

NAME
Terms 0@£0 monthly
BALANCES -
Limit £0
Start £0
Current £+294
Delinquent £294
Effective Dates - Start 21/07/07
Delinquent 02/2008
BIRTH DATE
Insight last updated 20/03/2008
Monthly Status 333222UU

can anyone help me on what i should do next

Write to A&L, if this is nothing to do with you report it to them as a criminal take over of your account. Send all letters recorded.

You could also consider a Subject access request on your account. AND/OR a Consumer Credit Act request.

Register a complaint with Experian.

Don't give up on this ................