Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have had an overdraft facility of up to £1000, which I have had with the royal bank for £10 years. Unfortunately I have had to use this facility, virtually every month, each month with my statement I receive charges ranging from £10 - £15. As I said this has gone on for 10 years. Recently a friend advised me that I can reclaim these charges back to 5 years. Im not sure if this is correct and if it is I dont know where to start.
Any ideas, greatly appreciated.
Overdraft Charges
facility of up to £1000, which I have had with the royal bank for £10 years. Unfortunately I have had to use this facility, virtually every month, each month with my statement I receive charges ranging from £10 - £15. As I said this has gone on for 10 years. Recently a friend advised me that I can reclaim these charges back to 5 years. Im not sure if this is correct and if it is I dont know where to start.
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