Thread: British Credit Trust

Hi all,

I have a car loan with British Credit Trust on a high APR (36% I think). I was just wondering if anyone had ever changed cars whilst still with BCT? I feel like getting a new car and was wondering if I refinance with BCT will my APR come down as I have a good history with them (0 missed payments)

How long do you have to be with BCT before you can refinance?

Many thanks

I Would Think You Prob Will Have To Hit The 50 % Mark And Do A Vt

Thanks postgj. Does a vt wreck your credit file?

Thanks

No It Does Not

Your Credit File Will Show As Satisfied

In In The Cca That You Can Do A Vt

Finance Co Dont Like It But Its The Law