Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have a query I hope can be helped on,
Originally taken out with mobile money £400, paying back approx £720 over 6 months. At end of 6 months had £300 outstanding which topped up to £600 (got £300 cash) and now balance of £1000 over next six months. Had no problems with it as yet, but noticed bill of sale was increased from £65 to £80 and had two different pieces of paperwork, one including it in repayments , one not. So it looks like I’m paying a lesser rate/amount but am not. This doesn’t seem overly legit, how can I verify if it has been “executed” properly and what does this mean? I am intending to pay it off as I don’t want a wrangle while I still have the car and owe them but may go back and claim money from them after its paid. I feel this is the safest option. Can anyone advise?